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Motor Vehicle Insurance

Comprehensive protection for personal and commercial vehicles with three tiers of cover.
  • Comprehensive
  • Third-Party Fire & Theft
  • Third Party Only
Get a Motor Quote

What's covered

  • Collision damage
  • Theft
  • Fire
  • Third-Party Property Damage
  • Acts of God
  • Windscreen damage
  • Third-Party Liability
  • Passenger Liability
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Property Insurance

Coverage for residential and commercial properties.
Get a Property Quote

Types of cover

  • Residential building & household contents
  • Commercial building & contents
  • Stock, equipment and machinery
  • Burglary
  • All Risks
  • Computer / Equipment Breakdown
  • Contractors Insurance

Perils covered

  • Acts of God
  • Fire
  • Malicious damage
  • Property Owners Liability
  • Tenants Liability
  • Tenants Improvement
  • Other risks of physical loss or damage
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Health Insurance

Individual and group plans with dental, optical, overseas and critical-illness benefits. Generous benefit levels with supplemental options.
Get a Health Insurance Quote

Plan benefits include

  • Dental & Optical
  • Overseas coverage
  • Critical Illness benefits
  • Supplemental benefits available

Available to

  • Co-operative members
  • Credit Unions
  • JCIA policyholders
  • Employee groups
  • Friendly Society groups

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Travel Insurance (Worldwide)

24-hour cover for travellers and their luggage anywhere in the world — medical, baggage, evacuation and trip interruption in a single policy.
Get a Travel Insurance Quote

Premium & coverage

  • Medical expenses
  • Lost or delayed luggage
  • Emergency medical evacuation
  • Trip interruption
  • Accidental Death & Dismemberment
  • Prescription medication
  • 24-hour coverage
  •  
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Group Life & Personal Accident

Affordable life and personal-accident cover including Accidental Death & Dismemberment, Medical Reimbursement and Weekly Benefit for temporary injury — up to 100 weeks.
Enrol in Group Life

Premium & coverage

J$450/ month

Paid annually · Cover from J$1M to J$5M per person · Eligibility up to age 69

Eligibility

  • Credit union members
  • Co-operative members
  • JCIA policyholders
  • TIP Friendly Society members

Key features

  • Plan ends upon death (no age limit)
  • Supplemental Critical Illness available
  • Conditions apply on maximum cover
  • Weekly Benefit up to 100 weeks

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Marine, Aviation & Transit

Cover for goods and craft in transit — across land, sea and air — for commercial cargo, vessels and pleasure craft.
Get a Marine & Transit Quote

Covers

  • Land transit risks
  • Sea transit risks
  • Air transit risks
  • Marine cargo
  • Motor boats
  • Pleasure craft
  • Commercial vessels

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Liability Insurance

Protection for the people and decisions behind your business — from boardroom directors to professional advisors and cyber exposures.
Get a Liability Quote

Covers

  • Directors & Officers Liability
  • Cyber Crime Risks Liability
  • Public / Products Liability
  • Employees Liability
  • Professional Indemnity
  • Errors & Omissions
  • Goods held in Trust or on Commission

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Pecuniary Loss

Specialist cover for financial-loss exposures — money on the move, employee dishonesty, performance bonds and consequential loss of profit.
Request a Pecuniary Loss Quote

Covers

  • Money in Transit & on location
  • Bankers Bonds
  • Fidelity Guarantee (Employee Dishonesty)
  • Consequential Loss (Loss of Profits)
  • Performance Bonds
  • Bid Bonds

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Risk Management Solutions

An advisory engagement, not just a policy. We help you understand where you are exposed and design the cover and mitigation strategy that matches your operations.

Request Risk Management Advice

We assist with

  • Identifying levels of risk exposure across operations
  • Using insurance as a risk-management tool — options and trade-offs
  • Designing and recommending risk-mitigation solutions

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Premium Financing

Spread the cost of an annual premium across manageable monthly instalments through our financing partners — so cash flow doesn’t dictate your level of cover.
Apply for Premium Financing

We assist with

  • Choose the policy that fits your needs
  • Apply through one of our approved financing partners
  • Pay your premium monthly instead of in one lump sum
  • Keep continuous cover with no break in protection

Claims Assistance

Most claims must be notified within days of occurrence. For motor claims, please have the following ready when you contact us:
  1. Motor Vehicle Details / Certificate
  2. Driver’s License
  3. Certificate of Fitness
  4. Pictures of the accident and details of the other motorist / vehicle, where available
Report a Claim

Renewals & Online Payments

All personal-lines policies can be renewed or paid online — night or day. Policy number is required as the payment reference.

Eligible for online renewal

  • All motor policies
  • Travel
  • Group Life
  • Health & Personal Accident

Payment options

  • Direct Deposit (Sagicor)
     
  • Electronic Funds Transfer
     
  • Credit / Debit Card
     
  • Cheque
     
  • In-branch payment
     
  • Online e-commerce
Pay or Renew Now

Stay informed.

For All Your Insurance Needs.

KINGSTON

2A Manhattan Road, Kingston 5, Jamaica
Contact: +1(876)929-5360

MANCHESTER

26 Hargreaves Avenue
Contact: +1(876)625-4311

ST. JAMES

Unit 13 Fairview, Market Place Contact: +1(876)971-5842

ST. ELIZABETH

Shop #12, Levon Plaza
Contact: +1(876)312-7304

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